Everything Revolves Around You:
What the Benchmark Wheel Really Means
By: Tim P. Miller, AIF, CIMA |Published October 30, 2026
Tim Miller is a partner at Benchmark Financial Advisors with over 30 years of wealth management and investment experience.
https://www.benchmarkfa.com/team/timothy-p-miller-cima-aif
Why a wheel
● The Benchmark Process isn't a straight line that ends — it's a cycle that comes back around every year.
● Discover → Prioritize → Design → Implement → Optimize → Review → back to Discover.
● It's built to evolve with you, not to be completed once and shelved.
Why the center matters
● Most financial plans center on numbers, products, or performance.
● Retirement Planning can’t just be about numbers:
● Ours centers on your family, your future, your life — literally, in the design, and practically, in the process.
● Every step on the wheel exists in service of that center, not the other way around.
What it looks like in practice
● Personalized planning that evolves alongside your life, not a static document.
● An exclusive, ongoing process that puts you at the center, so your plan keeps pace with the life you're actually living.
● Strongest when paired with reality it's meant to reflect family changes, new goals, shifting markets.
Want the fuller story — why we built it this way, and what it looks like when your life changes mid-cycle? Contact us for a complimentary review.
The information provided is for educational and informational purposes only. Concurrent Investment Advisors, LLC, d/b/a Benchmark Financial Advisors, does not provide legal or tax advice. Please consult with your attorney, accountant, or tax advisor based on your individual circumstances.
This guide is for general informational and educational purposes only and does not constitute personalized investment, tax, or legal advice and does not create an advisory relationship. It should not be relied upon as a substitute for individualized advice from a qualified professional familiar with your specific circumstances. Benchmark Financial Advisors -only registered investment adviser. Past performance is not indicative of future results, and all investing involves risk, including the possible loss of principal. Benchmark Financial Advisors provides all investment advisory services through Concurrent Investment Advisors, LLC (“Concurrent”), an SEC Registered Investment Advisor. Benchmark Financial Advisors and Concurrent Investment Advisors LLC are not affiliated companies.